INVESTOR LOAN PROGRAMS
Loan Programs Built
for Investors
From your first flip to your next commercial deal, we match you with lenders that fit your plan.
Fix & Flip Loans
Short-term financing to buy and renovate investment properties. We can finance 100% of the purchase price and rehab budget so you keep your cash for the next deal.
- 100% financing on purchase and rehab
- Up to 75% of ARV and 92.5% of total cost
- No flipping experience needed
Bridge Loans
Short-term financing to close quickly and bridge the gap until you sell, refinance or secure long-term funding.
- Fast closings to secure the deal
- Short-term terms built for transitions
- Residential and commercial properties
Commercial Lending
Financing for commercial real estate purchases, refinances and projects, matched to lenders that specialize in your property type.
- Purchase and refinance options
- Multifamily, retail, office and mixed-use
- Structured around your deal
MCA (Merchant Cash Advance)
Fast working capital for business owners, based on your business's sales instead of traditional loan requirements.
- Quick funding decisions
- Based on business revenue
- Use funds for almost any business need
WHY WORK WITH US
The Haywood Advantage
Most banks aren't built for investors. We shop your deal with lenders that specialize in fix & flip, bridge, commercial and MCA funding, so you get a faster answer and better terms.
01. SPEED
Close Fast and Win More Deals
Good deals don't wait. Our lending partners move quickly so you can compete with cash buyers and lock up properties before someone else does.
- Lenders that specialize in investor loans
- Qualify on the deal, not just your income
- Up to 6% seller concessions to lower your cash at closing
02. THE RIGHT FIT
Matched to the Right Loan for Your Strategy
Flipping and renting are two different games. We match your plan to the right program, whether that's 100% fix & flip financing, a bridge loan, commercial financing or a merchant cash advance.
- First-time flippers welcome
- Real estate and business funding options
- A dedicated advisor from application to closing
HOW IT WORKS
From Application
to Funded
Three simple steps take your deal from application to closing.
Quick Online Application
Tell us about the property, the purchase price, your rehab budget or expected rent, and send your tri-merge (3B) credit report.
- ✓ Tri-merge (3B) credit report with all 3 bureaus required
- ✓ No experience required for flips
- ✓ A dedicated advisor reviews your deal
Matched With a Lender
We match your deal with the lending program that fits your credit, property and strategy.
- ✓ Terms explained in plain English
- ✓ We tell you up front if anything is missing
- ✓ Options compared side by side when available
Close and Get to Work
Sign your closing documents and get funded so you can start your rehab or start collecting rent.
- ✓ Purchase and rehab funds for flips
- ✓ Working capital for business owners
- ✓ Support lined up for your next deal
Have your tri-merge (3B) credit report, property address and purchase price ready to speed things up.
WHAT WE LOOK FOR
See If Your Deal
Qualifies
Here's what our lending partners look for. If you're close but not quite there, reach out anyway and we'll walk through your options.
Fix & Flip Loans
For investors buying and renovating properties to resell.
- 680+ credit score for 100% financing (lower scores may qualify with less leverage)
- Purchase price + rehab budget between $100K and $5M
- Property is not in a rural area
- You live within 100 miles of the property
Bridge, Commercial & MCA
For investors and business owners who need short-term, commercial or working capital funding.
- Tri-merge (3B) credit report
- Details on the property or business
- A clear plan for how the funds will be used
- Recent business bank statements may be requested for MCA
REQUIRED FOR EVERY FILE
Tri-Merge (3B) Credit Report Required
To move forward with funding, we need a current tri-merge credit report (also called a 3B report) showing all three bureaus: Experian, Equifax and TransUnion. The lender uses it to review your credit scores, payment history and overall account history. Having it ready up front is the fastest way to get your deal funded.
- Must show all 3 bureaus in one report
- Include your full report as a PDF, not just the scores
- Pull it before you apply to avoid delays
INSTITUTIONAL INTEGRITY
Radical Transparency
No broker markups, no credit penalties, and zero ambiguous wait periods. We strip away standard lending friction before you commit.
No Hidden Fees
Complete rate parity. You receive clear term sheets with zero undisclosed points, backend broker splits, or sudden processing surcharges.
100% Itemized Closing Disclosures
Soft Credit Pulls
Review underwriting scenarios and conditional terms without impacting your personal or business credit rating. Hard inquiries only occur at final closing.
Zero Score Impact During Match
Direct Lender Network
We bypass speculative sub-brokers. You are linked straight to institutional balance sheets, non-bank private credit funds, and tier-1 syndicates.
Vetted Institutional Partners Only
Rapid Underwriting
Get conditional pre-approvals in under 24 hours. Automated parameter matching ensures you never wait weeks just to discover a sizing conflict.
Initial Terms in 24-48 Hours
READY TO GET STARTED?
Get Your Next Deal
Funded
Whether it's a flip, a bridge loan, a commercial deal or working capital, tell us about your deal and we'll let you know where you stand, usually within 24 to 48 hours.
- Fix & flip loans from $100K to $5M
- Bridge, commercial and MCA funding
- A dedicated advisor from start to finish
No-Cost Review: We'll look over your deal and explain your options before you commit to anything.
Investor Funding Application
The application is now located in the Contact section.
APPLY TODAY
Investor Funding
Application
At Haywood Enterprise Group, our goal is simple: get your deal funded. Even if your profile doesn't fit one program right away, our team will look at other options to keep your investing on track.
- Tri-merge (3B) credit report required to move forward
- Quick review of your deal
- A dedicated advisor assigned to every application
Instant secure redirect to encrypted portal intake • No hard inquiry to check
HAYWOOD ENTERPRISE GROUP
Fix & flip, bridge, commercial and merchant cash advance funding for investors and business owners.
Haywood Enterprise Group • 14205 N Mo Pac Expy Ste 570, Austin, TX 78728 • 512-713-6359 • [email protected] • www.haywoodenterprisegroup.com
FINANCIAL SERVICES & LICENSING DISCLAIMER: Haywood Enterprise Group operates strictly as an institutional financial intermediary and commercial debt broker. We are not a chartered banking institution, direct depository, or registered investment advisor under the Investment Advisers Act of 1940. Capital commitments, interest rates, terms, and approval timelines are subject to prospective borrower underwriting, asset appraisal, and ultimate acceptance by our network of regulated direct lenders and capital partners. Commercial credit transactions are arranged pursuant to applicable state commercial finance laws. Equal Credit Opportunity Act (ECOA) compliant. NMLS Broker Access ID #2041928. Licensing disclosures and fee schedules are furnished in formal representation agreements prior to engagement.
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